Out of Nicaragua


“One does not travel by plane. One is merely sent, like a parcel.” ― Karen Blixen

We’ve been out of Nicaragua for three months. It is the longest time we have been away in the seven years that we have permanently lived here. Three countries, 16 airplanes, two trains, three ferries, two rental cars, too many buses to count, and one eye operation later…we are finally home!

My impressions of the countries we visited are dependent on many factors such as economic, political, climate, and most important…the people we met from all walks of life. In every country we visit we ask,”Could we live here?” The answer often surprises us. Yet, it helps us to form lasting impressions of the country.

Could we live in Cuba?

Foremost, we are grateful we had the opportunity to visit Cuba in March before Trump’s Cuba policy redefined “good” U.S. tourism. We are and always will be independent travelers. In most packaged tours and cruises, you see what the tour companies want you to see…predictable, expensive, and unsustainable tourism. Instead, we like to explore as detectives searching for clues about why people live as they do, what the real culture is like, and what makes a country tick.

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Cost of Living: March 2017


Since I am preparing envelopes for our house sitters with two and a half months of expenses, I thought I would give you an idea of our latest cost of living expenses for the month of March 2017.

We own our home, thus no rental expenses. This month, we paid our property taxes of $25 and I included that in the miscellaneous expenses along with gas, propane, and a few other small expenses.

The amounts are in dollars. The total monthly expenses are: $960.

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If you are considering living in Nicaragua, it will depend on your location and your needs. Ometepe Island is cheaper for home rentals than most of the larger cities like Granada and San Juan Del Sur. But, there are some expenses that cost more, such as a rural internet provider since we don’t have cable internet available outside of the main cities. Our service provider is Ggnet and it is on the mainland. We built a tall tower in our backyard because we need direct line of sight to the mainland to receive a strong signal for our microwave internet system.

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How to Afford to Travel


“Desires dictate our priorities, priorities shape our choices, and choices determine our actions.” ― Dallin H. Oaks

I love reading travel essays, but before we started traveling I was disappointed when the essays never explained how one affords to travel. I received a comment on my blog the other day asking me how we afford to travel six months of the year and live abroad.

I never gave that question much thought after we started traveling because we just did it, but it is a great question and one that I think deserves a thoughtful answer.

Let me break down the quote above because it explains our process perfectly.

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Arthur’s Pass in the New Zealand Southern Alps.

 

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So You Want to Move Abroad if Trump is Elected President?


If Trump wins the U.S.Presidential elections, where are you going to go? It looks like Canada is not an option anymore.

But, never fear. Don’t lose hope. Nicaragua is always nice! 🙂

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As Much Money and Life as You Could Want!


“As much money and life as you could want! The two things most human beings would choose above all – the trouble is, humans do have a knack of choosing precisely those things that are worst for them.”
― J.K. Rowling, Harry Potter and the Sorcerer’s Stone

 

IMG_5788What would you do if money wasn’t an issue? If you live abroad in a developing country like we do, would you move? Travel more? Buy a big house and a new car? Start a charity? Pay off college loans?

We initially moved to Nicaragua because we could retire early from our teaching positions with small pensions. Nicaragua is affordable and we could live easily and simply on a fixed income. I nicknamed us “Economic Refugees” because we could never afford to retire early on fixed incomes and stay in the U.S. Money mattered in our decision to retire in Nicaragua.

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Pros and Cons of Living on an Island


“Every man is an island, and every heart seeks the ferry to cross the main…”
― Mykyta Isagulov

 

Sunday evening, I was invited to speak with a group of women from Finding My Place, a travel agency for women who want to explore living abroad. It was a lovely gathering with well-traveled women who are exploring Nicaragua as a place to hang their hammocks. Many of the questions they asked revolved around the pros and cons of island life. Below are some of the things we discussed, which may be of interest to you, too.

Islands are slow and far away from many distractions. Ometepe Island, Nicaragua is no exception. Island living is not for the faint of heart, yet the rewards are many, tranquility is abundant, and our lifestyles are simple.

Pros of Island Life

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Guess Who Came to Dinner?


doctorsMarina was diagnosed with Hashimoto’s Disease over two years ago. Her journey through this condition led her to a public healthcare surgeon in Managua, who removed her diseased thyroid in two operations a year apart. Gloria, her daughter, brought the diseased thyroid home in a plastic cup for all to see before taking it to a private clinic for a biopsy report.

I shook my head in disbelief.

What kind of pubic health system allows patients to bring a diseased body part home, then asks them to pay a private clinic for a biopsy report?

For Ron’s birthday, we decided to make a North American meal for 15 of our Nicaraguan friends and neighbors. Marina said, “My surgeon and his family are vacationing at my house for a week. Can they come, too?”

“Of course,” I replied. Again, I shook my head in disbelief.

Why would a surgeon want to spend his vacation in a humble abode of a patient instead of a fancy hotel? “Aren’t all doctors rich?” I asked Marina.

What I learned about the public healthcare system in Nicaragua will surprise you.

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The Bottom Line: Budgeting for Retiring Abroad


“Don’t tell me what you value, show me your budget, and I’ll tell you what you value.” –Joe Biden

 

One of our biggest challenges in planning for retirement abroad was creating a realistic budget before we jumped into a new life. After our ‘pretirement’ experiment in Nicaragua in 2004-05, we set a goal to become financially independent. Many articles have been written about adjusting and assimilating into a different culture, but few articles stress the importance of financial planning before making the big jump.

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Travel Theme: Numbers


“[When asked why are numbers beautiful?]

“It’s like asking why is Ludwig van Beethoven’s Ninth Symphony beautiful. If you don’t see why, someone can’t tell you. I know numbers are beautiful. If they aren’t beautiful, nothing is.”
― Paul Erdős

Weighing fruits in a market in Mexico
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I’m counting on you to continue! More numbers ahead.