About Rewired and Retired in Nicaragua

I am a boomer economic refugee living the good life on Ometepe Island, in the middle of an enormous lake, in the middle of Nicaragua, in the middle of Central America.

Gypsytoes or Stickytoes


This says it all about our lives on Ometepe Island. We want the best of all worlds. How does one decide to stay or go? Is it possible to have Gypsytoes and Stickytoes  together? If so, how does that work?

Here are some of our considerations in deciding to stay or go.

Financial

 

We grow a lot of our fruits and vegetables.

In 2016, we traveled to Colombia, Fiji, New Zealand, Las Vegas, Tennessee, and Pennsylvania. We accounted for all of our expenses and income for 2016, and we actually saved money and came out ahead when we balanced income vs expenses.  We own two homes, we have no mortgages and no expenses for our home in the states. Our trusted friends live in our house, collect our mail, and they even took care of our old cat, Tokyo, until she passed away this year. The small amount of rent goes into a special account which we use to pay our property taxes, rental insurance, and for repairs on the house.

If we were to sell our house on Ometepe Island, we would be free to travel the world, but it would come with a price. We would continue to live only on our monthly income, and try not to dip into our savings, yet it would be difficult because we would have to pay a monthly rental fee, which we don’t have to now. Traveling is expensive. We aren’t backpackers anymore, and we like to stay in Airbnbs throughout the world. It is doable, but will take some work to stay within our budget.

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Weekly Photo Challenge: Sticky Gecko Toes


Weekly Photo Challenge is Texture

Last night two geckos were outside clinging to my kitchen window mating. This may be the best gecko porn I have ever photographed! I wondered how they pulled off their gravity-defying feat.

A little research led to the discovery that geckos can stick to surfaces because their bulbous toes are covered in hundreds of microscopic hairs called setae. Each setae branches into even smaller hairs called spatulae.

When the tiny hairs contact a wall, ceiling, or glass surface the van der Waals force kicks in. This physical bond happens when electrons in the molecules of the tiny gecko toe hairs interact with the molecules in the surface, like the glass. They create an electronic attraction. Who knew?

The balance of the forces and the angle of the hairs allow them to scurry across surfaces quickly. So, they really don’t have a sticky substance in their toes, it is all due to the physical forces of nature. Isn’t Physics amazing?

Weekly Photo Challenge: Textures of Tzintzuntzan


The Weekly Photo Challenge is Texture.

Tzintzuntzan was the capital of the Purépecha Empire when the Spanish arrived in 1522. Situated on Lake Pátzcuaro, Mexico the character of the indigenous people is clear in every archeological remnant and rock of this fascinating archeological site.

The main attraction is the five yácatas or semi-circular pyramids that are well organized and face out over the lake area.
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Random Rants about My Country of Birth


Random ranting is always good for the soul. It is like a pressure cooker value releasing steam. A good rant is cathartic. Sometimes ranting keeps me sane. And living in Nicaragua as an expat, I have some frustrations about my country of birth. It has been a while since I’ve ranted, and Anita of the blog No Particular Place to Go inspired me with her rant-a thon, so here are a few of my random rants.

U.S. Health Care Rant

Don’t get me wrong. I appreciate having Medicare, but we can’t use it abroad! With my first eye surgery in the states, single payer was quick and easy. I paid 20% of the total cost of the doctor, facility, and anesthesiology. When I told my doctor that I needed to fly back to Nicaragua, he said he would have to replace the vitreous in my eye with silicon oil, which necessitates a second eye surgery to remove the oil.

“I am going to see if a doctor in Nicaragua can remove the oil in my eye,” I said to my surgeon. “Good luck with that,” he responded. “I doubt that you will find anyone as competent in Nicaragua as eye surgeons in the states.”

What is it with doctors’ arrogance? Waiting for surgery in the gurney, I watched as a train of gurneys were moved in and out of the operating room. “How many retina surgeries do you do here in a day?” I asked the attending nurse. “Usually 15 per doctor per day,” she said. I quickly calculated that the doctors each made $1750 per surgery X 15 surgeries a day = $26,250 a day!!! That is just the doctor! It doesn’t include the facility or anesthesiology fees.

I made an appointment in Managua at Vivian Pellas Hospital to see a retina specialist. Dr. Juan Rivers gave me a through exam and patiently answered all of my questions. When he said my eye was still extremely swollen, he asked, “Why didn’t the surgeon give you steroid shots to reduce the inflammation before injecting the oil?” I said that the doctor told me oil and water don’t mix, so he couldn’t put steroid shots in my eye. “Well, that is what we do before we inject the oil or gas,” he said kind of irritated. He shook his head and said that I would have to keep the oil in my eye for three months, which could have been avoided if they reduced the swelling first.

Through my tears… in only one eye… I thanked him for his patience and his TLC and scheduled another eye appointment for the end of August. His initial consultation cost $160.89. The surgery to remove the oil and replace my corroded lens will cost $3,000 for everything. Since we have international health insurance, we weighed the cost of airline tickets, a rental car, and at least two weeks of expenses to repair my eye in the states in a train of gurneys vs the cost of surgery with Dr. Juan Carlos Rivers at Vivian Pellas. I opted for a competent, caring doctor in Nicaragua. I can file claims with my international insurance and get some of my money back.

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A Rant-A-Thon From a US and a Canadian Expat: Bureaucratic Contortions


Sorry I have been neglecting my blog, recently. But, I must reblog Anita’s post on a rant-a-thon on bureaucratic contortions. Instead of adding my rants as a U.S. expat, I will write another post about them. Thanks, Anita for inspiring me to pick up my blogging again. Instead, I have been agonizing over the state of my beloved country. 😦

No Particular Place To Go

Sagres, Portugal

A few weeks ago my Canadian blogger friend, Frank, at The Travels of BbqBoy and Spanky reached out to me with an idea he had for a collaborative post called, “The Absolute Worst Thing About Being a Fulltime Traveler,” comparing our different perspectives.  What made his idea intriguing was that our worst experiences actually have nothing to do with traveling full time or with being an expat, he in Croatia and myself in Portugal.  This turned into a rather fun and enlightening rant-a-thon by both of us, so I thought I’d reprint parts of Frank’s post here with his permission. 

The US Perspective  By Anita @ noparticularplacetogo.net

Six years ago I decided that I wanted the life my husband had: early retirement. We’d worked hard over the years and, lucky for us, weren’t hit too hard by the great recession. We had savings, our home…

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Weekly Photo Challenge: Bridging Gaps in Nicaragua


The Weekly Photo Challenge is Bridge.

For seven years I have tried to bridge cultural gaps in Nicaragua. One of the most difficult gaps to connect is the lack of reading for pleasure in Nicaragua. So, three years ago I started a children’s library in my small La Paloma Elementary School.

One day, I delivered office supplies to our local police department, and in turn Juan Carlos asked what he could do for me. I had just the thing! “Juan Carlos, how would you like to come to my library and read to the preschool class?” I asked. He was thrilled! And so were the preschoolers. Bridging the gap of reading is fun!

El Castillo on the Rio San Juan River in Nicaragua is literally a horse town. No cars here!  Boats, horses, donkeys, canoes, and a few foot bridges tie the communities along the river. To market to market to buy a fat pig!

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Not my Circus! Not My Monkeys!


I watched the talking heads on CNN the other night and suddenly realized that I was screaming at the TV, “Not my circus! Not my monkeys!”  When my anxiety decreased, I became aware that these two simple phrases have a lot of meaning in my life lately. Then, I burst out laughing.

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Weekly Photo Challenge: Life is Fleeting


The Weekly Photo Challenge is transient. 

Yesterday, I traveled to Managua on the mainland, and caught a glimpse of the clouds surrounding our island volcano. It was stunning, as if our sleeping beauty was hovering in air. It reminded me how fleeting our lives on this glorious planet are.
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Out of Nicaragua


“One does not travel by plane. One is merely sent, like a parcel.” ― Karen Blixen

We’ve been out of Nicaragua for three months. It is the longest time we have been away in the seven years that we have permanently lived here. Three countries, 16 airplanes, two trains, three ferries, two rental cars, too many buses to count, and one eye operation later…we are finally home!

My impressions of the countries we visited are dependent on many factors such as economic, political, climate, and most important…the people we met from all walks of life. In every country we visit we ask,”Could we live here?” The answer often surprises us. Yet, it helps us to form lasting impressions of the country.

Could we live in Cuba?

Foremost, we are grateful we had the opportunity to visit Cuba in March before Trump’s Cuba policy redefined “good” U.S. tourism. We are and always will be independent travelers. In most packaged tours and cruises, you see what the tour companies want you to see…predictable, expensive, and unsustainable tourism. Instead, we like to explore as detectives searching for clues about why people live as they do, what the real culture is like, and what makes a country tick.

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Travel Can Be Exhausting


We have been traveling since March…three countries…eleven airplanes…two hotels…four Airbnbs…two casa particulars…one train…too many buses and taxis to count…one boat…one rental car…and stayed in two houses ( our house and our son’s house). We still have seven airplanes booked…one eye operation…two hotels…one rental car…a taxi…a ferry…and one tuk tuk before we arrive home on Ometepe Island.

Travel.Is.Exhausting.

We are in Yosemite National Park visiting our son, who is an interpretive naturalist. No matter how many times we visit, the beauty of this park awes and inspires me. Also, it is a perfect place to hike and enjoy the amazing scenery.

The waterfalls gush with the icy snow melt. I have never seen so much water in Yosemite before. Booming…thunderous water crashes and sprays all around us.

Wildflowers bloom…vivid spring green transforms the valley…there is no better place to be than with my two favorite men.

We will be busy for the next two weeks. I plan on going to all of Cory’s programs like the astronomy program called Starry Skies, the nature stroll, the historical Ahwahnee Hotel, and the night prowl to look for Yosemite’s night creatures. Then I want to take the photography and watercolor classes, as well as hike everyday.

I wont be posting much until we return to Ometepe Island in June, and then it will depend on how my eye surgery goes. Wish me luck. I have many beautiful sights yet to see in this incredible world of ours.